Maternity Allowance

When a female insured person takes time off from work for childbirth, she is paid two-thirds of her average standard monthly remuneration over the most recent 12-month period ÷ 30 per day off to help cover living costs during that period. This benefit is referred to as “Maternity Allowance”.

When you have been paid a standard monthly remuneration amount over the most recent 12-month period before payments start

The average standard monthly remuneration is calculated after totaling the standard monthly remuneration for the 12 months before the payment start date.

(Ex.) (280,000 yen × 2 months + 300,000 yen × 10 months) ÷ 12 months ÷ 30(*1) × 2/3(*2) = 6,593 yen (daily amount of Maternity Allowance)

• *1: Rounded to the nearest ten after dividing by 30
• *2: Rounded to the nearest whole number after multiplying by 2/3

If the period before the payment start date is less than 12 months

The calculations will assume the smaller of the following two amounts:

• Average standard monthly remuneration over the most recent continuous period before payments start
• Average standard monthly remuneration for all Society insured persons as of September 30 of the preceding fiscal year

The society's additional benefits: “Maternity Allowance Additional Sum”

The Health Insurance Society also provides its own independent benefits (additional benefits) in addition to the Maternity Allowance.

The Society adds its own additional benefit (additional sum) to the childbirth allowance. The amount of the Maternity Allowance Additional Sum per workday not worked is the average standard monthly remuneration over the most recent 12-month period before payments start ÷ 30 × 11/60.

(280,000 yen × 2 months + 300,000 yen × 10 months) ÷ 12 months ÷ 30 days × 11/60 = 1,813 yen (daily amount of Maternity Allowance Additional Sum)

Payment period

Calculation table of Maternity Allowance payment period

Enter the anticipated delivery date and actual delivery date and click “Calculate” to obtain the payment period.

Results of calculation

[Single birth]

Period of _ days from _ before delivery to _ after delivery.

[Multiple births]

Period of _ days from _ before delivery to _ after delivery.

Cases in which you are eligible to receive the Maternity Allowance and Injury and Sickness Allowance concurrently

If you are eligible to receive Maternity Allowance and Injury and Sickness Allowance concurrently, payment of the Maternity Allowance will be granted priority. However, if the Maternity Allowance paid is less than the Injury and Sickness Allowance, the difference between the two amounts will be paid.

Maternity Allowance as a continual benefit after you leave your employer

Even after you leave your employer and lose eligibility as an insured person, if you satisfy the payment conditions, you can continue to receive the Maternity Allowance benefit. However, additional benefits will no longer be paid from the date of loss of eligibility.

Payment conditions

• You must have been an insured person for a continual period of at least one year before leaving your employer.
• You must have been receiving Maternity Allowance as of the date you left your employer or satisfy the payment conditions for Maternity Allowance.
  • * “Satisfy the payment conditions for Maternity Allowance” refers to eligibility to receive Maternity Allowance even if you did not actually receive the benefit. Specifically, you must satisfy both of the following conditions:
    • ①You must have left your employer without returning to work during the period covered by the Maternity Allowance benefit.
    • ②You must not have been working on the date on which you left your employer.